Passionate About the Portland area
and the Moms Who Live Here

What Kind of Homeowner Are You? {Take the Quiz!}

{This post is sponsored by U.S. Bank.}

I live in a home that is almost 20 years old. It still feels like a newer home to me (after all, it was built the year I graduated high school, which sometimes seems like only yesterday). But when you’re a homeowner, 20 years is right about when everything original to the home needs to be replaced or remodeled. Roofs, furnace, appliances…it’s typically not stuff a simple coat of paint will make new again.

What Kind Of Homeowner Are You 2My husband and I have had several recent conversations about home expenditures. Do we repair or replace? Do we upgrade or go budget-friendly?  Inevitably, it turns into a conversation about money. While we try to save, the fact is that we used a lot of that savings just to purchase our home. So now, as we look at home improvements, we’ll also be looking at a Home Equity Line of Credit (HELOC).  For those not in the banking industry, a HELOC simply allows us to borrow funds as-needed against the equity we have in our home. It can be ideal for major expenses like remodeling, but also helpful when trying to consolidate debt, buy a car, and more. Take a moment to check out the U.S. Bank Home Equity Line of Credit web page for more information! 

Once we figure out the financial side of things, the home discussions are then impacted by the kind of homeowner I am compared to my husband. We were both amused after taking the quiz below to discover some fairly simple explanations behind our homeowner disagreements. I was deemed “The Jack of No Trades”–which was surprisingly accurate considering ME + DIY = FAIL. My husband was a “Gadget Guru”–which the quiz also nailed given that he’s into smartphones, smart homes, and everything with wires and remotes.

How about you and/or your spouse? Take the quiz below and let us know in the comments what kind of homeowner you are! And thanks to U.S. Bank for making home ownership easier and more fun!

Discover your homeowner persona here: U.S. Bank “What kind of Homeowner are You?” Quiz

US Bank Home Equity Line Of Credit - What Kind of Homeowner are you

U.S. Bank is an Equal Housing Lender. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Property insurance is required. Mortgage and Home Equity products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.

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